Job description
About our client
Our client is a Digital Bank that is a pioneering financial institution dedicated to transforming traditional banking through technological innovation and customer-centric financial solutions. They are committed to offering their customers seamless and secure banking experiences, and are now looking for a dynamic professional to lead their Cards division.
About the role
This role is based in Asia and our client is seeking a highly experienced and strategic Head of Cards to spearhead the creation, development, and growth of their credit card product line in the Asian market. This transformative role requires a visionary leader with deep expertise in credit strategy, credit risk management, and business development. The ideal candidate will have robust experience in taking a credit card team from inception to success, preferably in an emerging market environment.
Your responsibilities
Develop and execute a comprehensive strategy for the credit card business, aligning with the bank’s overall objectives.
Lead and manage the end-to-end lifecycle of credit card products, from initial concept through to market launch and ongoing management.
Establish and oversee credit strategy and underwriting processes, ensuring robust credit risk management.
Drive the development of innovative credit card products tailored to the needs of the emerging markets.
Build and maintain a high-performing team, fostering a culture of excellence and continuous improvement.
Collaborate closely with cross-functional teams including product development, technology, risk, and marketing to ensure cohesive and successful product delivery.
Leverage data analytics and insights to inform strategic decisions, optimize credit performance, and enhance customer experience.
Develop and implement a scalable tech stack to support the digital card business, ensuring seamless integration with existing systems and processes.
Monitor market trends, regulatory changes, and competitive landscape to identify opportunities and mitigate risks.
You will have
Extensive experience in credit card product management and development, particularly in emerging markets.
Strong background in credit strategy, credit risk management, and business-focused financial services.
Proven track record of leading a credit card team from zero to one, demonstrating deep understanding and hands-on involvement in all stages of product development.
Background in analytics, engineering, or product development is highly advantageous.
Solid understanding of building and implementing technology stacks to support digital card businesses.
Exceptional strategic thinking, leadership, and communication skills.
Ability to work in a dynamic and fast-paced environment, managing multiple priorities effectively.
