Job description
About our client
A leading digital banking entity headquartered in Singapore as one of the world's fastest-growing digital banks.
About the role
Their mission is to democratize financial services and revolutionize banking in the Philippines. They are seeking exceptional individuals for their Strategy & Proposition team who are aligned with their mission and share their vision of reinventing banking to create lasting opportunities for all.
Your responsibilities
Develop and execute an enterprise-wide risk management strategy aligned with business objectives, regulatory requirements, and industry best practices in digital banking.
Establish and maintain a robust risk governance framework, encompassing policies, procedures, and a Risk Appetite Statement to identify, measure, monitor, and control risks across all business domains.
Cultivate a risk-aware culture throughout the organization in collaboration with senior management and business unit heads, promoting proactive risk identification and mitigation.
Lead regular risk assessments and stress tests to proactively address emerging risks and assess their potential impact on financial performance, reputation, and operational integrity.
Direct the development and implementation of comprehensive risk management programs covering credit, market, liquidity, operational, and IT/cyber risks, ensuring effective mitigation controls.
Monitor industry trends, regulatory developments, technological advancements, and emerging risks in digital banking, providing updates and recommendations to senior management and the Board.
Collaborate closely with Compliance, Legal, and Finance departments to ensure adherence to laws, regulations, accounting standards, and internal policies related to risk management, data privacy, and customer protection.
Work alongside the Chief Information Security Officer (CISO) to enhance cybersecurity measures and defend against potential threats.
Cultivate effective relationships with regulatory bodies, external auditors, and industry stakeholders, ensuring compliance with regulatory requirements and managing relationships during audits and inquiries.
Prepare comprehensive risk reports and presentations for senior management and the Board, articulating key risk assessment findings, trends, and recommended actions to strengthen risk management capabilities.
You will have
Bachelor’s degree in finance, Risk Management, Business Administration, or a related field; master’s degree preferred.
Relevant certifications such as Certified Risk Professional (CRP), Financial Risk Manager (FRM), or Certified Information Systems Security Professional (CISSP) are advantageous.
Extensive experience (typically 10+ years) in risk management, ideally within digital banking, online financial services, or FinTech.
Strong understanding of financial services, banking operations, and emerging technologies including AI, machine learning, cloud computing, blockchain, and data analytics.
Excellent strategic thinking and problem-solving abilities, with a track record of developing innovative risk management strategies.
Exceptional leadership and managerial skills, demonstrated in leading high-performing risk management teams.
Outstanding interpersonal and communication skills, with the ability to engage, collaborate, and influence stakeholders at all organizational levels.
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